A close friend who has been in the business of selling investments and insurances in Malaysia for over 25 years once told me “The Salesman is always there when he needs you, but will he be for there for you when you need him?”

While my friend advises within the still very infant Malaysian market where the public are still very much sold an investment or policy, his words started to ring true to me about where the Financial Planning industry has come from; and indeed going too within the developed and regulated world.More