Many expatriates working offshore rely on the life policy that they took out when they lived in their home country.
Many domestic life policies do not cover you if you have been an expatriate for more than 3 months, and therefore you may not be covered whilst working and living abroad.
We can arrange new portable international life cover which can be taken with you wherever you go.
Our life cover is based on country of residence – NOT Nationality. We can cover both expats and locals at the same rates.
The main types of cover:
- Term Life Cover
- Whole of Life Cover
- Critical Illness
- Disability cover
Premiums can be in USD/ GBP and AUD
- Term Cover – Pays a lump sum in the event of death within a specified period.
- Whole of Life – Pays a lump sum in the event of death.
- Critical illness – Pays a lump sum on diagnosis of specific critical illness
Why is life insurance so important?
The death or terminal illness of a family member can have serious financial consequences for the surviving family members. Having adequate cover in place can give you peace of mind knowing that in the event of your death or terminal illness you family will be financially covered and will be able to maintain their current standard of living.
How much life cover is enough?
In the event of your death or terminal illness , you may want to ensure there is enough money to pay off all debts and provide an ongoing income stream for you family.
We can help you determine what level of cover is appropriate and arrange cover with top international providers.